Our solicitors defend clients charged with driving without insurance.
Section 143 Road Traffic Act 1988 provides that a person must not use a motor vehicle on a road or public place unless there is in force in relation to the use of the vehicle by that person a policy of insurance.
Driving without insurance carries a fine and a minimum of six penalty points.
It is a strict liability offence and so often is difficult to defend, unless certain circumstances apply. However, in some cases, it is possible to avoid penalty points being imposed by raising a “Special Reason”.
An example of a Special Reason may be if an auto-renew insurance policy has failed to take effect properly and the implicated driver has an honestly held belief that they were properly insured.
If a Court finds a Special Reason to exist, it is able to use its discretion not to endorse the defendant’s driving with penalty points or disqualify.
We can advise on potential grounds for running a “Special Reason” and prospects of success and also present the argument at Court.
Please contact us if you would like to speak to a specialist motoring lawyer.
Read more about our Motoring Offences team.