Driving Without Insurance

Hine Solicitors’ driving without insurance solicitors advise on strict liability cases and special reason arguments to protect your licence.

Our solicitors defend clients charged with driving without insurance.

Section 143 Road Traffic Act 1988 provides that a person must not use a motor vehicle on a road or public place unless there is in force in relation to the use of the vehicle by that person a policy of insurance.

Driving without insurance carries a fine and a minimum of six penalty points.

It is a strict liability offence and so often is difficult to defend, unless certain circumstances apply. However, in some cases, it is possible to avoid penalty points being imposed by raising a “Special Reason”.

An example of a Special Reason may be if an auto-renew insurance policy has failed to take effect properly and the implicated driver has an honestly held belief that they were properly insured.

If a Court finds a Special Reason to exist, it is able to use its discretion not to endorse the defendant’s driving with penalty points or disqualify.

We can advise on potential grounds for running a “Special Reason” and prospects of success and also present the argument at Court.

Please contact us if you would like to speak to a specialist motoring lawyer.

Read more about our Motoring Offences team.

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My solicitor was excellent and achieved an outcome that totally exceeded our expectations. His attention to detail, advice offered and finally his presentation in the magistrates court was literally outstanding.

Thank you for your help and support during this time, especially during the “grey” period when I was away on the other side of the world without knowing what was to happen and quite frankly concerned more about my messing up the process with unknown consequences than the incident itself. You have been a great support throughout so thanks once again.

The solicitor who dealt with my case was fantastic throughout. Very responsive, provided clear and timely advice and helped me get a very satisfactory result. Very efficient and pleasant experience throughout! Thank you!

I am very happy with Hine solicitors and my solicitor who I cannot recommend highly enough, excellent guy with great interpersonal skills